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Leave Us a Review

Our customers are the center of our universe and we’re grateful for them. If you’re willing to share your experience about your interaction with our agency, it’ll be a great help for other people looking to make smart and confident decisions about their insurance and financial services.


Take 60 seconds (or more if you want) to share your story by clicking on one of the review links below.

What our customers say about us...

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Steve F

September 19, 2024

1  out of  5
rating by Steve F
"Be aware! I have had multiple friends of mine tell me not to go with State Farm. They will do some shady things like over charge you."
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Tash

July 31, 2024

1  out of  5
rating by Tash
"Updated Review 7/31/24: this State Farm office is a scam, they keep changing my premium every month, blaming the billing department and now totally ignoring all of my follow up calls and emails and can’t give any explanation to the changing monthly payment. Attaching text message of them admitting their mistake but yet I was still charged the incorrect amount. No accidents no tickets. Do not choose this office. Michelle Decarlo does unprofessional business. I requested multiple times to stop auto pay from my account but yet they continue to take random payments out of my account. Moving to next steps to dispute with my bank and remove the access they have to my bank account. Greedy. Never had an accident or ticket’s literally a perfect driving record for decades but my car insurance is raised every 6 months even with a newer vehicle with safety features. I’m now reaching out to any and all agencies to file a complaint against this office."
We responded:
"Hi Natasha, I am sorry to hear about your unhappiness with my Agency. When it comes to the rising cost of insurance in CO, it is important to know that your individual driving record is not the only factor that calculates your rate. When it comes to processing documentation for discounts, we submit the documents in a timely manner. Within 24 hours we respond via phone, text, or email, and my personal phone number is listed on my website as well. I apologize for the inconvenience this has caused, and I appreciate the years we have done business. Best regards, Michelle Decarlo "
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Caroline Hanlet

February 9, 2024

5  out of  5
rating by Caroline Hanlet
"Genuine pleasure to work with, very helpful and quick! :)"
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Gisela P.

January 24, 2024

5  out of  5
rating by Gisela P.
"I have been with State Farm for at least 25 years. Honestly never have had a problem. Last couple of years I have been dealing with Gianni DeCarlo. Can't say enough about this gentleman. He responds to me on the spot whenever I need something. If he wasn't on top of things right away, I could have been out of thousands of dollars due to loss of property last year. All insurance companies raise rates, but the Customer Service I get from Gianni, I know I can't find anywhere else!"
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Jess Gerardi

September 20, 2023

5  out of  5
rating by Jess Gerardi
"I have recently transferred both my home and automobile insurance to State Farm through the Michelle DeCarlo Agency. I was immediately treated like a valued customer and I greatly appreciate the effort both Michelle and Patrick have made to get my policies in order and to make sure I understand everything. It is nice to have an agent who you trust and can be available to make you feel comfortable. I have also saved money by making this change."
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Debi Reynolds

September 7, 2023

5  out of  5
rating by Debi Reynolds
"Gianni DeCarlo from State Farm. Was very helpful in rewriting my home owners insurance policy with them. I was really appreciative of the time and attention he gave me to make sure I understood completely the new policy and prices."
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Marcela Yanez

May 5, 2023

5  out of  5
rating by Marcela Yanez
"I had a great experience yesterday talking with Michelle. She saved me a lot of money, and I feel secure with her suggested coverage. Michelle took the time and expertise to provide the best value for my insurance needs. I appreciate Michelle and her team. They went above and beyond my expectations. I recommend this agency to anyone seeking an affordable and reliable insurance agency."
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Brad K

August 12, 2022

5  out of  5
rating by Brad K
"Best people ever!"
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Cesar Ramos

November 3, 2021

5  out of  5
rating by Cesar Ramos
"We love StateFarm Michelle DeCarlo! We have been with Michelle and her team for over 20 years. Unfortunately, recently we haven’t had the best of luck on the road, however StateFarm has been there every step of the way. We are super happy with the service and the prompt response to all of our needs. Thank you Michelle and the StateFarm staff. Cesar Ramos"
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Nicole Kutzer

October 15, 2021

1  out of  5
rating by Nicole Kutzer
"I signed up for coverage in 2018, for traditional auto insurance, and as a rideshare driver I asked to add rideshare coverage. After a fender bender this week I discovered that Michelle DeCarlo’s office failed to add the additional coverage I asked for. Even though I went to the office to sign up and asked the agent MULTIPLE times to confirm I had rideshare coverage, they FAILED TO DO THEIR JOBS. I will be changing my agent ASAP to someone who is actually listening to their client’s requests."
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Julie Averill

August 7, 2021

5  out of  5
rating by Julie Averill
"Took my call personally when I had a fender bender in Maui with a rental... Great service!"
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L N

June 30, 2021

5  out of  5
rating by L N
"Steak tacos and Menudo are the bomb...love this place. I used to go to eat when I was on a hangover, because it was the cure all.. now it's just for pure enjoyment of the food and the family that owns it."
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Zoe Heller

May 4, 2021

5  out of  5
rating by Zoe Heller
"half of my rate at amfam"
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Harlane Chase

April 30, 2021

3  out of  5
rating by Harlane Chase
"The company failed to send me my new insurance cards on-time twice. I was upset when I talked with the owner Michelle, and she got angry with me and had very poor customer service skills, blaming the Post Office, and being very uncaring. Another employee of hers promised to help me and he never followed through. Finally, on the 3rd contact, I was helped."
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Kendall Wilkins

January 21, 2021

1  out of  5
rating by Kendall Wilkins
"Honestly, I wish could give agency zero stars. I bought my truck, and they misquoted me under my sisters name, who wasn’t even with StateFarm anymore and hadn’t been for a few years after I told the guy on the phone my name multiple times. Ended up being misquoted two more times, billed for random amounts every month, and no one could give me a solid answer about what was happening. Finally, I was told for all the misquotes on my 6 month premium I owed StateFarm money for what I was supposed to have been quoted the first time and was being billed for this offices mess up. This whole time no one was ever able to tell me my real quote until the very end. Michelle was very rude and unprofessional on the phone, tried to talk over me and told me I was lying about the other misquotes (if that’s the case, where’d they come from because I sure didn’t pull those out of thin air) even though I was able to name the employees who had given me the other quotes. I ended up filing a formal complaint against her with StateFarm but clearly this hasn’t solved any problems. I switched to Allstate a few months back, told StateFarm to kick me from their insurance as I didn’t want to be with them anymore after her staffs continuous screws up and Michelle’s poor behavior towards me. Go on a few months, there was no problems with this agency for my parents and suddenly their insurance rate goes up enough to be questionable, my dad calls and it turns out, after not being insured by them for months, I magically reappear on their policy under a vehicle I have NEVER been insured under before and, wait for it, no one can give a solid answer at that office as to why I am now insured by them again when I can provide current coverage with Allstate. Absolutely horrible customer service and office staff does not know what they’re doing and neither does she. Not sure how she’s stayed in business this long and how StateFarm hasn’t caught onto her numerous complaints and sour attitude towards her clients. I recommend finding another StateFarm agent and staying clear of this office or bet yet find another insurance company."
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Elaine Krantz

January 14, 2021

1  out of  5
rating by Elaine Krantz
"Had multiple insurance policies with this office for far too long a time, and it was only when I switched agents that I learned how many mistake's this office made, including a huge oversight where one of my policies was actually dropped. Feel like I can sleep better at night now with a more responsive agent and team. P.S. With regard to your recent response please note I was not your customer for 25 years."
We responded:
"Yes, thank you for the 25 years of your loyalty Elaine and allowing us the opportunity to help you manage the various life changes and challenges throughout those years. There are different requirements in the insurance industry at this time which is different then the way things have been done in the past. We do our best assist customers with those. The lapse in the business policy occurred in the transfer of the agents and State Farm sends out the 4 cancelation letters. I am sorry that they may have been overlooked. I appreciate the time that I was allowed to serve your insurance needs and good luck to you on your future endeavors."
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Rick Brough

October 19, 2020

1  out of  5
rating by Rick Brough
"I honestly don't want to even take the time to write down all the disappointing experiences I've had with her office over that 18 years. But the biggest one was them removing the wrong car from my policy (twice) and I couldn't register it because I was apparently driving around as an uninsured motorist according to the department of revenue's motor vehicles division. Glad a police officer didn't run my plates....either time. I'm a fool for taking so long to changes agents. State Farm is fine. This agent is not."
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Michael Arvizu

September 13, 2020

5  out of  5
rating by Michael Arvizu
"Professional and helpful with setting up a new policy"
We responded:
"Thank you for your feedback. I strive to exceed your expectations. please don't hesitate to reach out if you have questions or concerns."
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migarv

September 13, 2020

5  out of  5
rating by migarv
"Fast and easy to get discounts"
We responded:
"Thank you for choosing State Farm and this agency, we will continue to provide quality service for any of your needs as our rates are very competitive."
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Alexandria Cremer

September 10, 2020

1  out of  5
rating by Alexandria Cremer
"Absolutely terrible insurance agent. I have had issues with Michelle since I switched from my Oregon policy to my Colorado policy because I moved. She lacks professionalism, she doesn't follow up, is rude and careless. I would never recommend her to my worst enemy."
We responded:
"Thank you for the feedback. During our conversation yesterday, when I explained with the State Farm rep on the line, that unfortunately it was a courtesy to continue your car insurance without collecting premium for the months of May, June & July , as one premium was made in April and coverage continued forward. I am sorry about the misunderstanding if you thought that State Farm was not going to collect the back premium. Business practice was to explain that they would give a grace period, however the premium would be due in the future."
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Robin Pannell

August 29, 2020

5  out of  5
rating by Robin Pannell
"Been with them for years! Michelle has always made sure when we have any issues that they get fixed very quickly."
We responded:
"Thank you Robin, I appreciate your time spent sharing your feedback. I am available to my policy holders 24/7 and work diligently to exceed their expectations when things are within my control."
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Breana Branham

July 31, 2020

1  out of  5
rating by Breana Branham
"When trying to change my address, my policies were canceled or messed up. When trying to fix that, more payment plans were added. None of the agents could actually assist me on their own. Unhelpful and stressful."
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Kara Morella

March 19, 2020

1  out of  5
rating by Kara Morella
"Been with State Farm for 30 years. Never once filed a claim until this year. After receiving 1.5" hail damage on my roof, I asked State Farm to step up to the plate. They refused. I asked for a 2nd inspection, and they refused again. Data from AccuWeather doesn't lie, and State Farm is insistent that the weather reports were wrong. When contacting my agent, she provided no help whatsoever. Basically treated me, not like a valued customer, but as a customer that they didn't want since I filed my first claim in 30 years. State Farm is not a cheap insurance, I would expect more. Allstate and Farmers both are considerably lower in price than State Farm. You only know how good insurance is when you need it. State Farm does not stand by their customers, and their agents will not go to bat for them either. They need to keep their claims down, and if you file a claim, they don't want you as a customer. And will do nothing to help."
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Jim Groskopf

September 19, 2019

1  out of  5
rating by Jim Groskopf
"Terrible customer service, an inner office communication. I have had to call in 4 times for the same issue, and have not made any progress."
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The Kerntkes

September 16, 2019

1  out of  5
rating by The Kerntkes
"Job seekers beware! I wasted 2 hours of my life interviewing here and being offered a job that was essentially a fraudulent posting. The listing states that employees’ compensation includes commissions and bonuses, which was then confirmed at the interview. After an offer was made, I was informed that their budget couldn’t afford commissions and bonuses after all. Additionally, I was told that a second employee would be hired on after this role was filled. After the offer, turns out their budget doesn’t allow for even this position to be full-time, let alone hiring a second person. I should’ve read more reviews before wasting my time. The entire experience felt unprofessional and dishonest."