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Leave Us a Review

Our customers are the center of our universe and we’re grateful for them. If you’re willing to share your experience about your interaction with our agency, it’ll be a great help for other people looking to make smart and confident decisions about their insurance and financial services.


Take 60 seconds (or more if you want) to share your story by clicking on one of the review links below.

What our customers say about us...

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Mao Lachis

October 9, 2025

5  out of  5
rating by Mao Lachis
"Jacob was honestly the kindest and most helpful agent I could have asked for. Amazing experience."
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ken faherty

October 6, 2025

5  out of  5
rating by ken faherty
"I have used Michelle as my broker for a long time. I recently had some challenges with Statefarm itself and Michelle and her team jumped in there and resolved the issue very quickly. Thank you Michelle and your team, your efforts have proven the value of choosing your agency."
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Steve Heckscher

October 2, 2025

5  out of  5
rating by Steve Heckscher
"This guy, Austin Barnes, who works for Michelle has been really really good and helpful to work with. I’d have to say that he has made my experience with them honest and responsive. Thanks, Austin"
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Ben Porter

September 5, 2025

1  out of  5
rating by Ben Porter
"Its pretty simple really.. Ignore my requests and phone calls and I'll shift all of my policies to someone who cares."
We responded:
"Thank you for taking the time to leave us a review. We apologize for any frustration or inconvenience you’ve experienced on your insurance journey. Your feedback is important to us, and we would appreciate the chance to work with you to resolve the issue. Please contact us at your earliest convenience."
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Brendan Van Jacobs

August 29, 2025

1  out of  5
rating by Brendan Van Jacobs
"Horrible service. They can't do anything without calling StateFarm's office, they messed both my and my family's insurance. I would strongly recommend going with another agency. Michelle is just looking to nickel and dime you with everything she can. Her employees are not helpful and they surely do not care about their customers. EDIT: Coming back through years later to say Michelle still it one of the worst agents in the area! She had the audacity to send me a marketing letter. Never use this agent event! Run!!!"
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Briana Richards

June 17, 2025

1  out of  5
rating by Briana Richards
"I've been with this agency for several years and it's been a absolute nightmare getting anything done. I have a great driving record so I rarely need to reach out, but I've spoken to Michelle on many occasions to discuss my outrageous policy increases. She is rude, unprofessional, and gives nonsensical responses, beating around the bush instead of working towards a solution. After consistant neglect from this agency for years, I finally decided to change my agent last week 6/11/25. The new agency advised me to call her for assistance transferring everything over, so I called and got Michelle again unfortunately. This woman was absolutely vile, and completely refused to help. I asked her over 6 times to assist with the request and she declined each time instructing me to go online. She even asked why I was trying to transfer, so I expressed how unbelievably unprofessional and unhelpful shes been, then she hung up. This was the worst customer service I've ever experienced, I'm still appalled over a week later. I'm compelled to write this review and warn others to stay away from this agency. Read the reviews and don't waste your time, money, and sanity. Michelle Decarlo, DO NOT respond to this review with your fake apologies like every other review here. You truly need to find a new profession."
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Ed Yeoh

June 6, 2025

5  out of  5
rating by Ed Yeoh
"I'm impressed with Lily Frappied's creativity and proactiveness to help me bundle auto and home policies to save money and improve coverage. Great job and thank you."
We responded:
"We’re thankful for your feedback! It’s our pleasure to assist you with your insurance needs. If there is anything else we can do to help, please let us know!"
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Jt E

May 2, 2025

1  out of  5
rating by Jt E
"Called and spoke with this office this morning. The rudest people I have ever spoken to. VERY condescending. Avoid this office if possible"
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Lashelle Whipple

April 18, 2025

1  out of  5
rating by Lashelle Whipple
"I called this place today and encountered the worst service from an insurance company in my entire life, I have worked in insurance over 10years and have dealt with many insurance agencies and I’ve experienced any so unprofessional."
We responded:
"We’re genuinely sorry to hear that your experience with my State Farm team was not satisfactory. Unfortunately, due to privacy concerns we are unable to provide any policy information of current or past customers to a competing insurance company. If there are any further discussions, we'd be open to help in any way that we legally can."
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Cameron McGregor

January 23, 2025

5  out of  5
rating by Cameron McGregor
"Nothing but fantastic experiences with this office. I am currently in the process of moving states, reached out to Patrick and had a referral to a local agent in minutes and he offered his assistance all the way through the process. Would 100% recommend."
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R D

January 17, 2025

5  out of  5
rating by R D
"Michelle DeCarlo has been our house, cars, motorcycle insurance Agency and our agent forever. She and her staff are always available and,; and if not, they return phone calls quickly. They have helped us save money again and again on all our policies, at one time or another. But is Michelle’s concern and listening that is always appreciated. And the wealth of knowledge, friendliness and empathy that she and her staff share is truly appreciated!!! Please consider them for ANY insurance needs. They make the whole insurance thing less painful."
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Steve F

September 19, 2024

1  out of  5
rating by Steve F
"Be aware! I have had multiple friends of mine tell me not to go with State Farm. They will do some shady things like over charge you."
We responded:
"Hi Steve, We really appreciate your feedback and respect your opinion. All rates are actuarily calculated based upon several factors per household. If you can provide details as to the shady business practices you are referring to, please let us know. State Farm takes these accusations very seriously, and my agency's goal is to exceed expectations. Best Regards, Michelle Decarlo"
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Tash

July 31, 2024

1  out of  5
rating by Tash
"Updated Review 7/31/24: this State Farm office is a scam, they keep changing my premium every month, blaming the billing department and now totally ignoring all of my follow up calls and emails and can’t give any explanation to the changing monthly payment. Attaching text message of them admitting their mistake but yet I was still charged the incorrect amount. No accidents no tickets. Do not choose this office. Michelle Decarlo does unprofessional business. I requested multiple times to stop auto pay from my account but yet they continue to take random payments out of my account. Moving to next steps to dispute with my bank and remove the access they have to my bank account. Greedy. Never had an accident or ticket’s literally a perfect driving record for decades but my car insurance is raised every 6 months even with a newer vehicle with safety features. I’m now reaching out to any and all agencies to file a complaint against this office."
We responded:
"Hi Natasha, I am sorry to hear about your unhappiness with my Agency. When it comes to the rising cost of insurance in CO, it is important to know that your individual driving record is not the only factor that calculates your rate. When it comes to processing documentation for discounts, we submit the documents in a timely manner. Within 24 hours we respond via phone, text, or email, and my personal phone number is listed on my website as well. I apologize for the inconvenience this has caused, and I appreciate the years we have done business. Best regards, Michelle Decarlo "
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Caroline Hanlet

February 9, 2024

5  out of  5
rating by Caroline Hanlet
"Genuine pleasure to work with, very helpful and quick! :)"
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Gisela P.

January 24, 2024

5  out of  5
rating by Gisela P.
"I have been with State Farm for at least 25 years. Honestly never have had a problem. Last couple of years I have been dealing with Gianni DeCarlo. Can't say enough about this gentleman. He responds to me on the spot whenever I need something. If he wasn't on top of things right away, I could have been out of thousands of dollars due to loss of property last year. All insurance companies raise rates, but the Customer Service I get from Gianni, I know I can't find anywhere else!"
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Jess Gerardi

September 20, 2023

5  out of  5
rating by Jess Gerardi
"I have recently transferred both my home and automobile insurance to State Farm through the Michelle DeCarlo Agency. I was immediately treated like a valued customer and I greatly appreciate the effort both Michelle and Patrick have made to get my policies in order and to make sure I understand everything. It is nice to have an agent who you trust and can be available to make you feel comfortable. I have also saved money by making this change."
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Debi Reynolds

September 7, 2023

5  out of  5
rating by Debi Reynolds
"Gianni DeCarlo from State Farm. Was very helpful in rewriting my home owners insurance policy with them. I was really appreciative of the time and attention he gave me to make sure I understood completely the new policy and prices."
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Marcela Yanez

May 5, 2023

5  out of  5
rating by Marcela Yanez
"I had a great experience yesterday talking with Michelle. She saved me a lot of money, and I feel secure with her suggested coverage. Michelle took the time and expertise to provide the best value for my insurance needs. I appreciate Michelle and her team. They went above and beyond my expectations. I recommend this agency to anyone seeking an affordable and reliable insurance agency."
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Brad K

August 12, 2022

5  out of  5
rating by Brad K
"Best people ever!"
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Cesar Ramos

November 3, 2021

5  out of  5
rating by Cesar Ramos
"We love StateFarm Michelle DeCarlo! We have been with Michelle and her team for over 20 years. Unfortunately, recently we haven’t had the best of luck on the road, however StateFarm has been there every step of the way. We are super happy with the service and the prompt response to all of our needs. Thank you Michelle and the StateFarm staff. Cesar Ramos"
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Nicole Kutzer

October 15, 2021

1  out of  5
rating by Nicole Kutzer
"I signed up for coverage in 2018, for traditional auto insurance, and as a rideshare driver I asked to add rideshare coverage. After a fender bender this week I discovered that Michelle DeCarlo’s office failed to add the additional coverage I asked for. Even though I went to the office to sign up and asked the agent MULTIPLE times to confirm I had rideshare coverage, they FAILED TO DO THEIR JOBS. I will be changing my agent ASAP to someone who is actually listening to their client’s requests."
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Julie Averill

August 7, 2021

5  out of  5
rating by Julie Averill
"Took my call personally when I had a fender bender in Maui with a rental... Great service!"
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Laura N

June 30, 2021

5  out of  5
rating by Laura N
"Steak tacos and Menudo are the bomb...love this place. I used to go to eat when I was on a hangover, because it was the cure all.. now it's just for pure enjoyment of the food and the family that owns it."
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Zoe Heller

May 4, 2021

5  out of  5
rating by Zoe Heller
"half of my rate at amfam"
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Harlane Chase

April 30, 2021

3  out of  5
rating by Harlane Chase
"The company failed to send me my new insurance cards on-time twice. I was upset when I talked with the owner Michelle, and she got angry with me and had very poor customer service skills, blaming the Post Office, and being very uncaring. Another employee of hers promised to help me and he never followed through. Finally, on the 3rd contact, I was helped."